The Insurance News

Searching for the right caravan is one thing, performing a caravan insurance search is something else.

The caravan type

Caravan insurance is typically divided by the classic generic caravan categories:

• statics (caravans occupied for holiday purposes and typically semi-permanently located on a single site);
• tourers;
• trailer-tents;
• motorhomes;
• park homes (typically a permanently located dwelling on a licensed park home location, which you occupy permanently as your principle home);
• caravan-campers (some insurers may treat these as a separate category, others may regard them as effectively motorhomes).

Your caravan insurance search will typically be through the category that applies to your particular caravan.

The variables

The cost of your caravan insurance protection will obviously vary upon a number of things but a few that may not be obvious might include:

• how often you plan to take your mobile caravan overseas and for how long;
• the types and varieties of security devices you have fitted;
• where you park a mobile caravan when you’re not using it (if that’s just on a public road then your premiums will typically be higher);
• whether or not your static is parked on a registered and secure site;
• the ages and experience of any drivers of a mobile caravan (typically some insurers may enforce restrictions in those areas).

The requirements

Typically all insurance policies carry conditions. In

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Sometimes, finding caravan insurance Ireland can seem difficult. Although not as much of an issue now as it once was, some companies will still only insure caravan users in the UK and deem the Republic of Ireland to be included in their EU policy. As such it can sometimes be difficult for residents in the Republic of Ireland to find appropriate insurance, but there are some companies that will be able to accommodate.

Probably one of the biggest and most popular caravan insurers in Ireland is Rosgoill Properties and Insurances. They specialise in providing caravan and holiday home insurance in the Republic of Ireland and have been in the business since 1996, so you can be sure of their experience.

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Trying to decide which caravan insurance is suitable for you may not always be that easy.

The generics

A typical caravan insurance policy consists of four main components:

• the cover it provides (and by definition, the cover it doesn’t provide);
• the premium it charges;
• its conditions, terms and exclusions;
• its flexibility in terms of being able to offer you customisation – i.e. thi

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If there’s one thing that all caravan owners need to do, it’s compare insurance quotes. Engaging in thorough comparisons is the only way you can even hope to find the right policy, because every company will be able to offer something slightly different. You need to think about the level of cover that you’re getting, the added extras and of course the cost, but being able to get caravan insurance online has made the whole process easier than ever before.

More and more insurance companies are catching onto the idea of offering online quotes. Customers don’t always have the time to be phoning around each individual company, and in today’s fast-paced world it makes sense to give customers what they want. This puts

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It used to be incredibly difficult for caravan owners to find appropriate insurance. The companies that offered such products were few and far between, and comparing quotes to get the best deal was nigh on impossible. Luckily that’s no longer the case, and with the increase in online insurers achieving caravan insurance comparisons is easier than ever before.

More specialist caravan insurance companies are popping up all the time, and the internet has made it much easier to find them. Most of these companies are also able to offer online quotes, saving you a huge amount of time and hassle and making caravan insurance comparisons incredibly easy. T

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