6 Dec, 2011
Man Man Bands
Life can be great when you’re running your business as a one man band. You get to escape the shackles of employment including a boss telling you what you do and when.
Of course there are downsides, such as the loss of a regular salary and other employment perks. And the most serious of these is how you would continue to earn money if something happened to you or your business.
It’s called business continuity planning and it’s a serious matter, especially for one man bands. Industry statistics suggest that 80% of businesses affected by a major incident close within 18 months.
And if you are the only person within your business, the risk is even greater for you. If yo
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5 Dec, 2011
Health Health Coverage
Every week, Kaiser Health News reporter Shefali S. Kulkarni compiles a selection of recently released health policy studies and briefs.
Archives Of General Psychiatry: Ten-Year Trends In Quality Of Care And Spending For Depression The researchers looked at treatment of depression in Medicaid enrollees in Florida from 1996-2006. They found a 29 percent increase in spending “despite decreases in inpatient costs.” They attributed much of the increase to the growing use of antipsychotic drugs. T
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2 Dec, 2011
Providers of services such as landlords insurance could find themselves experiencing the fallout from a new EU regulation on buy-to-let mortgages. This is due to be put to the vote early in 2012 and if successful would come into force the following year.
The new regulation is designed to put buy-to-let mortgages on the same footing as residential mortgages and if passed, would bring the UK into line with other European countries. In the UK, buy-to-let lenders are permitted to take anticipated rental income into account when deciding how much their clients can borrow.
The new regulation would forbid this – lenders would only be able to look at the borrower’s current income and the size of their deposit, as is already the case with residential mortgages.
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30 Nov, 2011
Christmas Interruptions Christmas
For many business owners, this is a crucial time of year where Christmas sales often provide the financial fuel to aid business growth into the New Year. To experience an interruption of business during this period however, would be crippling.
The Christmas season is almost upon us and the holiday shopping season is already in full swing with the passing of Black Friday, so called by some business owners as it is thought to be the point where many retailers are pushed into the black with frantic shopping and deal hunting. Naturally for many business owners and managers, this is a crucial time of year where Christmas sales often provide the financial fuel to aid business growth into the New Year.
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28 Nov, 2011
Car Insurance Insurance
Every state has its own car insurance requirements for car insurance and Wisconsin is no exception. If you are living in Wisconsin you should know that you need to have a minimum of $50,000 of bodily injury coverage, $15,000 in property damage liability, $100,000 in uninsured motorist bodily injury. You should have $10,000 in medical payments coverage though you can opt out of that in your car insurance policy. These are just the minimum amounts and you might want to have more depending on your situation.
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