Caravan Storage Insurance

19 Jul, 2011 Insurance Auto Insurance

When thinking about caravan insurance, you’ll probably focus on the time that your vehicle is in use. But, this isn’t the only time when it needs protection. What about when it’s locked up for the winter? Will caravan storage insurance be necessary?

Most insurers have strict rules when it comes to caravan storage. In other words, when it’s not in use you need to make sure it’s properly stored and secured, at the very least in a locked garage and ideally in a registered caravan storage area. If you do your research you’ll be able to find both open-air and undercover storage sites, and either could be perfect for your needs. Making sure that your caravan is properly secured reduces the risk of any damage or theft befalling your vehicle, and insurers will feel safer in offering you cover.

If you follow the rules, most insurers will have no problem offering you cover when your vehicle is stored away – after all, no company expects you to be using it all year round. If you take the necessary precautions then you’ll usually be able to find an “all risks” policy that covers you throughout the year, both when it’s in use and when it’s stored away, meaning a separate insurance policy won’t be strictly necessary.

But, you still want to check the small print of your policy so you can be totally confident that you’ve got the necessary protection. Make sure to check for any exclusions that could be apparent, and don’t sign anything if you’re not totally happy with the level of cover that you’re being offered.

You’ll always be able to find a policy that offers the level of cover that you’re looking for, and if you take your time and do your research you can be confident that you’re totally prepared. You’ll want to compare every potential quote so you can be sure that you’re getting the most for your money, and with caravan storage insurance regularly coming as part of your main policy you won’t need to waste time looking for a separate quote.

So, as long as you get the necessary cover and take all the precautions necessary, you can be sure that your caravan is fully insured throughout the year. The right storage can make all the difference, and if you make sure it’s properly secured you needn’t worry about returning to it in the spring.

The Insurance News