Category Archive for Insurance Advise

The Return of High Gas Prices – 7 Gas-Saving Tips

If you’ve filled up your gas tank lately, it probably cost you a small fortune. High gas prices are putting a dent in everyone’s wallet and summer–when gas prices traditionally peak–is still far on the horizon.

As of March 9, the national average for regular unleaded gasoline is $3.54. That’s up a significant amount from a year ago when the national average was $2.79.

With that in mind, here are a few gas-saving tips to boost your vehicle’s fuel economy:

  • Slow down on the highways. Driving at 55 mph instead of 65 mph can reduce fuel consumption by 20 percent or more.

  • Avoid stop-and-go driving.

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Factors for Car Insurance Rates

When a company gives out the best rate for car insurance, there are many different factors that they have calculated in to determine what type of rate that individual should have. When thinking of car insurance rates, people tend to think that the factors that an insurance company considers are generally just value of the vehicle and the driving record of the motorist. However, the company includes many more factors in their rate decisions.

Sure, the type of car is important when thinking about car insurance. Some types of cars are more popular for theft. Some types of cars have higher values, while other types cost more to repair. Read more…

Car Insurance Factors to Consider Before Purchase

It is commonplace for people to get lost in the huge number of offers on car insurance. The internet has thousands of sites that promise a lot yet disappoint after all is said and done. You can however get free quotes online that give you a chance to look into the information more seriously as offered. As you search for the best cover, there are factors that should be a guide.

The company offering the best insurance rate and its history is very important. Check the company’s profile as well as where it stands since the current economical crisis across the divide also affects insurance carriers. N Read more…

Unsolicited Insurance Repair Provider Scams a Growing Problem

Insurance scams account for upwards of $30 billion in total losses to the insurance industry each year, according to NICB.org. And one particular type of fraud–unsolicited repair provider scams–are on the rise.

How does it work? Here’s an example: An individual claiming to be an authorized repair professional partnering with your insurance company comes up to your door to talk to you about the supposed damage to your home’s roof. The person suggests that all you have to do is pay him your insurance deductible and he will start right away to complete your repair and then simply bill your insurance company for the rest. He claims to be in communication with your insurance company directly, but of course, he is not.

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Adequate Buildings Insurance For Landlords Is Vital

People who own rental properties wish to be certain that there’s adequate buildings insurance for landlords to cover legal responsibility and property damage. There are many things that could go wrong and even when the property owner acts appropriately, tenants may attempt to sue for damages to themselves or their property. Some might even sue for a wrongful eviction, in the event that they really feel they were forced out illegally.

While there are a lot of companies that offer such protection, it’s best to begin with the kind of rental property you own, to determine the level of protection you need for property damage, because of natural disasters. Read more…

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